Call us: 888-954-7463

Tell Us Your Interested!

Bridge the Gap Between

Trusts and Borrowing Options

Trust Lending Experience with Elder Law Attorneys for 5 years

Same Day Initial Trust Review by Loan Officer to determine product options




Bridge the Gap Between

Trusts and Borrowing Options

How to reach us:


Frank Melia, VP

O: 631-794-3511

NMLS ID: 62591

Dolores Metacarpa, Assistant

Michael Bocelli, VP

O: 631-794-3519

NMLS ID: 38416

MaryBeth Masciello, Assistant

Ability to Lend in All 50 States

Portfolio Loans1 for Irrevocable Trust Owned Properties

Areas of Expertise:

HECM line of credit2 for Owner Occupied (by Grantor/Settlor) Irrevocable Trust Owned Properties

Tell Us Your Interested!


1Ask for details. Additional terms and conditions apply. All lending products are subject to credit & collateral approval. Not all products are available in all states or for all amounts. Programs, rates and terms and conditions are subject to change at any time without notice. 

2Loans are subject to approval. Additional eligibility requirements, terms, conditions, fees & exclusions apply. Any existing liens or mortgages need to be paid off as a condition of this loan. Borrowers are responsible for paying property taxes and homeowner’s insurance (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing property maintenance and abide by all terms and conditions of the mortgage; otherwise the loan becomes due and payable. The loan also becomes due and payable when the earliest of the following occurs: the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes or insurance payments, or does not otherwise comply with the loan terms. 

NMLS ID: 403503 • 425 Broadhollow Rd, Suit 302, Melville, NY 111747 • 888-954-7463 •

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