Quontic Bank Logo

Member FDIC. 
 © 2018 Quontic Bank. All rights reserved.

3105 Broadway, Astoria, NY 11106
1-718-215-4000

Primary federal regulator: Office of the Comptroller of the Currency (OCC)
OCC: 1-800-613-6743

Quontic Bank Representative

Want to speak to a person?

Just click on Open an Account and begin our secure and fast account opening process.  It takes less than ten minutes to complete.  You will need to enter your name, address, date of birth and social security number.

What do I need to get started?

Frequently Asked Questions

Learn more about Quontic Money Market Accounts by reviewing common questions and answers below or call us at 1-718-395-5444 to speak with a Quontic Bank Representative.

Are there any monthly fees?

You must be a paperless customer for this Money Market Account, which means that while this account is open you’ll need to be actively enrolled (i.e. applied and confirmed) in Quontic Bank Online Banking. This means that if you opt for paper statements to be mailed to you monthly, you will be charged $5 per month.  You can save a tree by opting only for electronic statements.  You can also view your account statements and activity online.  You may change how you receive your statement at any time by changing your statement preference within Online Banking.

Yes, your rate will be determined based upon whether your balance is below $5,000, from $5,000.00 to $99,999.99, or $100,000+.

Will my rate/APR change if my balance changes?

When is interest paid?

You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.

How is my interest calculated?

Can I take money out of the account? Can I add money to the account?

Yes.  You will be able to sign up for Quontic Bank Online, Mobile Banking, and be provided with a Quontic Bank Master Card® Debit Card.  You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. You will be contacted in the event you exceeded the transaction limitation and your account may be changed to a transactional account.

Quontic Bank offers competitive APYs on all of our accounts. Explore our products below or call us at 1-718-395-5444 to find the perfect product for your financial needs.

Check Out Our CD Products

Certificate Deposit Accounts

2.70% – 2.90% Annual Percentage Yield

Learn More
Icon for Certificate Deposit Accounts

Open an account ONLINE

Frequently Asked Questions

Want to speak to a person?

Primary federal regulator: Office of the Comptroller of the Currency (OCC)
OCC: 1-800-613-6743

Member FDIC. 
 © 2018 Quontic Bank.   All rights reserved.

Check Out Our CD Products

Learn more about the Bitcoin Rewards Checking Account by reviewing the common questions and answers below or contact us at 1-718-395-5444 to speak with a Quontic Bank Representative.

When you use your Quontic Bank Master Card® Debit Card at any of 55,000+ AllPoint® Network ATM’s, 28,000+ MoneyPass Network ATMs, 7,000 SUM® program ATMs or at nearly 700 Citibank® branch ATMs, you will pay no ATM surcharges!

What about ATM Fees?

Minimum account opening deposit of $1,000

Open an account ONLINE

EARN UP TO

Open an Account

Annual Percentage Yield

2.40

%

WITH A MONEY MARKET ACCOUNT

Minimum account opening 
deposit of $500

EARN UP TO

2.40

%

Annual Percentage Yield

WITH A MONEY 
MARKET ACCOUNT

(1)

Open an Account

Open an account ONLINE

Open an Account

Open an account ONLINE

Minimum account opening deposit of $500

(1)

(1)

2.00%

$500  –  $4,999

Account Balance

Annual Percentage Yield

Annual Percentage Yield

2.00%

$500 — $4,999

Account Balance

THE MORE YOU SAVE, THE HIGHER THE RETURN!

2.27%

Annual Percentage Yield

$5,000  –  $99,999

Account Balance

2.27%

Annual Percentage Yield

$5,000 — $99,999

Account Balance

2.40%

Annual Percentage Yield

$100,000+

Account Balance

2.40%

Annual Percentage Yield

$100,000+

Account Balance

High Return. Low Commitment.

Why a Money Market Account?

Learn more about Quontic Money Market Accounts by reviewing common questions and answers below or call us at 1-718-395-5444 to speak with a Quontic Bank Representative.

Access Your Money Easily

Access your money when you need it using online banking,  our mobile app or Master Card Debit Card. Make up to 6 transactions per month.

Get a higher interest rate based on your  account balance.

High APY Interest Rates

Pay no monthly fees regardless of your balance.

No Monthly Fees

Open a Quontic Money Market Account with a low minimum deposit of $500.00.

Low $500 Minimum Opening Deposit

Open an account ONLINE

Open an Account

THE MORE YOU 
SAVE, THE HIGHER 
THE RETURN!

High Return. 
Low Commitment.

How do I fund my Quontic Bank Money Market Account?

You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check:

Our wire transfer instructions are:

Our mailing address is:

Interest is compounded daily and credited to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal.

Quontic Bank

31-05 Broadway

Astoria, NY 11106

Attn: New Accounts

Please do NOT mail cash!

Our mailing address is:

Our mailing address is:

31-05 Broadway

Astoria, NY 11106

Attn: New Accounts

Please do NOT mail cash!

Disclosure

(1) Annual Percentage Yield (APY). Ask for additional details. Additional terms, conditions, fees & exclusions may apply. The above Money Market Account is only available to consumers and requires minimum opening deposit of $500.00. Fees may reduce earnings. Rates are subject to change without notice. Internet and wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of November 19, 2018.

(2) Certificate of Deposits (CD). Ask for additional details. Rates vary depending on the term selected. Obtain a 2.90% APY with a 60 Month CD and minimum balance of $1,000.00 . Additional terms, conditions, fees &exclusions may apply. The above offered CDs and APY are only available to consumers. Rates may change without notice. Penalties may apply for early withdrawal prior to maturity of the certificate of deposit. Fees may reduce earnings. Data connection required to open an account Online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of November 19, 2018.

Is there a minimum to open a Money Market Account?

Yes, you can open an account with as little as just $500.00.

(2)

(2)

(1)

(1)