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Member FDIC. 
 © 2019 Quontic Bank Holdings Corp. All rights reserved.

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3105 Broadway, Astoria, NY 11106
1-718-215-4000

Primary federal regulator: Office of the Comptroller of the Currency (OCC)
OCC: 1-800-613-6743

Disclosure: 

(1) The above offered Annual Percentage Yields (APY) is only available to consumers. ACH means Automated Clearinghouse transaction. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of January 28, 2019 and may change without notice.

(2) Accounts that meet the minimum qualifying requirements of 15 point-of-sale debit card transactions and 1 ACH in or out transfers per statement cycle will earn a 1.85%APY. If any of the qualifying requirements for this product are not met, the account will earn the interest rate of 0.01% APY.

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1.85%

APY1

Amplify Interest Checking

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Why Bank with Quontic?

Across all of our deposit products, we have some of the best rates in the country. Couple this with a dedicated banker when you bank at Quontic and you will come to love banking!

We want to reward you with great rates

Only 1.6% of banks in the country are designated as Community Development Financial Institutions (CDFI) by the US Treasury. One part of our mission is to finance homes for low-income families or those living in low-income census tracks. 

We are a CDFI designated bank

We are FDIC insured

This means that your money (up to $250,000) is insured by the federal government and you can’t lose it.

Amplify Interest Checking Benefits

  • No monthly fee with e-statements
  • 90,000+ surcharge-free ATMs nationwide
  • Mobile banking with easy direct deposit

*Requires 15 debit transactions per month and 1 ACH transfer in or out

Amplify Interest Checking Account

Earn More With Our

Average Daily Balance

1.85%

Under $25,000

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2.10%

Over $25,000

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Open Account

Average Daily Balance

Annual Percentage Rate

Annual Percentage Rate

Primary federal regulator: Office of the Comptroller of the Currency (OCC)
OCC: 1-800-613-6743

Member FDIC. 
 © 2019 Quontic Bank Holdings Corp. All rights reserved.

Frequently Asked Questions

  • No monthly fee
  • 90,000+ surcharge-free ATMs nationwide
  • Mobile banking with easy direct deposit option

Requires 15 Point-of-Sale debit card transactions and 1 ACH transfer in or out per statement cycle to obtain above APY.2

Amplify Interest Checking Benefits

We are headquartered in New York City, and although we don't have a branch on every corner, we put a bank in every pocket.

We are a federally chartered bank

We were recognized as one of the healthiest banks in the country in 2016, ranking 66th nationwide.

Frequently Asked Questions

Learn more about Quontic Amplify Interest Checking Accounts by reviewing common questions and answers below or call us at 1-718-866-3208 to speak with a Quontic Bank Representative.

What do I need to get started?

Just click on Open Account and begin our secure and fast account opening process.  It takes less than ten minutes to complete.  You will need to enter your name, address, date of birth and social security number.

Is there a minimum to open an Amplify Interest Checking Account?

Yes, you can open an account with as little as just $500.00.

How do I fund my Quontic Bank Amplify Interest Account?

You can transfer funds from an existing Quontic Bank account, from an account at another bank, by ACH transfer, or by mailing us a check:

Quontic Bank

31-05 Broadway

Astoria, NY 11106

Attn: New Accounts

Please do NOT mail cash!

Our mailing address is:

Can I take money out of the account? Can I add money to the account?

Yes.  You will be able to sign up for Quontic Bank Online Banking, Mobile Banking, and be provided with a Quontic Bank Master Card® Debit Card.  You can add money through remote check deposit, mailing a check, ACH, or by wire. You can spend your money like any other checking account.

What about ATM Fees?

When you use your Quontic Bank Master Card® Debit Card at any of 55,000+ AllPoint® Network ATM’s, 28,000+ MoneyPass Network ATMs, 7,000 SUM® program ATMs or at nearly 700 Citibank® branch ATMs, you will pay no ATM surcharges!

How is my interest calculated?

Interest is compounded daily and credited to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal. In order to earn the 1.85% APY you must make 15 point-of-sale debit card transactions per month and 1 transfer per statement cycle. Otherwise, the account will earn the interest rate of 0.01% APY. 

When is interest paid?

You will start earning interest the business day we receive your opening deposit. Interest will be paid once per monthly statement period.

Want to speak to one of our bankers?

Member FDIC logo

1.85%

APY1

Amplify Interest Checking

Amplify Interest Checking Benefits

  • No monthly fee with e-statements
  • 90,000+ surcharge-free ATMs nationwide
  • Mobile banking with easy direct deposit

*Requires 15 debit transactions per month and 1 ACH transfer in or out

  • No monthly fee
  • 90,000+ surcharge-free ATMs nationwide
  • Mobile banking with easy direct deposit option

Requires 15 Point-of-Sale debit card transactions and 1 ACH transfer in or out per statement cycle to obtain above APY.2

Amplify Interest Checking Benefits